Payment solutions for merchants

Acceptance devices is a full payment solution for any business, from small shops needing simple terminals to large chains requiring integrated point-of-sale payment systems. Key features include easy integration with POS systems, central management for all locations, remote software updates, and tokenization to combine in-store and online data for better insights through secure transactions. Backed by 99.999% reliability, it’s an infrastructure that grows with your business.

Our terminals are ready to use immediately and support all major payment methods, including chip cards and contactless payments, while maintaining strong security measures.

Three setup options:

• Semi-integrated: Works with your existing POS system, which controls the sale while the terminal handles secure payment processing.
• All-in-one: A complete POS and payment solution in one device, perfect for small merchants.
• Standalone: No integration needed, so it works immediately for service counters or extra payment spots.

Key benefits include fast setup with certified devices, easy integration that reduces setup time, and built-in compliance with the Industry Data Security Standard. You can also lower maintenance costs through remote management and stay future-ready with support for new payment methods.

This solution turns smartphones and tablets into secure payment terminals using NFC technology to accept contactless payments—no card readers or cables required. It’s perfect for mobile businesses like pop-up shops, in-store mobility for line-busting, and field operations like delivery drivers. Key advantages are zero hardware costs by using existing phones, instant setup, the ability to accept secure payments anywhere, and a lower total cost with built-in security measures.

Digital Invoicing helps merchants create and send invoices with secure payment links. This sophisticated pay by link solution streamlines payment acceptance for custom orders or wholesale operations. Many businesses still email PDF invoices without direct payment options, which delays cash flow. Our solution offers a quick setup where you can offer customers faster ways to pay with secure payment links and get real-time notifications to your bank account. Secure processing is powered by Visa industry data and machine learning, ensuring compliance with Card Industry Data Security standards. You can lower costs with automated reminders for recurring payments and real-time tracking of payment details. We also support QR codes for mobile scanning and bank transfers.

How it works

1. Create invoice: Add items, discounts, and shipping.
2. Send to customer: Email secure payment links or share via QR codes.
3. Get paid instantly: The customer clicks and completes the online transaction.
4. Auto Reconciliation: Payment details flow to your systems.

It’s ideal for custom orders, wholesale invoicing using pay by link, managing deposits for recurring payments, and handling large purchases. For example, a furniture store can invoice a 50% deposit for a custom sofa using a secure payment link. At delivery, they can use pay by link again or a QR code for the final payment. The payment details transfer to their bank account immediately, accelerating cash flow.

Mobile Software Development Kits (SDKs) enable secure payment acceptance in iOS and Android apps. Sensitive payment details stay off your systems, giving you full control while Visa handles security through secure payment processing. 

Key features include fast integration with our easy-to-use SDKs, complete documentation for payment gateways, and maximum security. Card data is immediately tokenized, payment information is encrypted, and sensitive payment details never touch your systems, reducing Payment Card Industry Data compliance requirements. You also get full control to design payment processes and payment pages that match your brand.

How it works

1. Your app requests an encryption key from the Visa payment processor.
2. The customer enters their payment details in your interface.
3. The SDK encrypts the information for a secure transaction.
4. Visa tokenizes the information.
5. A secure token is sent to your app to process the online transaction.

This reduces your Payment Card Industry Data Security Standard compliance scope, speeds up development of payment solutions, and lowers costs compared to building your own payment gateways. You gain enhanced security measures for all online payments, a better customer experience on payment pages, and a competitive edge with secure transaction processing.